Analysis of Customer’s Decision to Choose Sharia Banking in Surakarta
This study aims at determining the influence of the profit-sharing system, security of funds, facilities and services toward Customer’s decision to choose sharia banking in Surakarta. The research employs a method survey; it analyzes the Customer’s decision to choose sharia banking. The researcher c...
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Main Authors: | , |
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Format: | Article |
Language: | English |
Published: |
Muhammadiyah University Press
2021-01-01
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Series: | Journal of Islamic Economic Laws |
Subjects: | |
Online Access: | https://journals2.ums.ac.id/index.php/jisel/article/view/9312 |
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Summary: | This study aims at determining the influence of the profit-sharing system, security of funds, facilities and services toward Customer’s decision to choose sharia banking in Surakarta. The research employs a method survey; it analyzes the Customer’s decision to choose sharia banking. The researcher collects the data from the respondents through a questionnaire. The sample is taken by purposive random sampling. 100 customers come from 10 sharia banking in Surakarta. To test the hypothesis, the researcher uses multiple regression analysis, t-test, F test, and determinant coefficient by using SPSS. The finding of the research is that there is significant influence among variable profit-sharing system (X1), the security of funds (X2), facilities (X3), and service (X4) toward Customer’s decision to choose sharia banking (Y). However, there is one significant influence. It is a profit-sharing system toward Customer’s decision to choose sharia banking. The four variables; profit-sharing system, the security of funds, facilities, and services toward Customer’s decision to choose sharia banking is 46.50%. At the same time, the rest is about 53.50 %, derived from another variable which is out of research. |
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ISSN: | 2655-9609 2655-9617 |