Default Prediction in the Finance Industry Based on Ensemble Learning: Combining Machine Learning and Deep Learning
Financial institutions face significant challenges in predicting loan defaults, which directly impact the non-performing loan (NPL) rate. Incorrect predictions can lead to misinformed decisions and substantial financial losses.
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Main Authors: | , , , , |
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Format: | Article |
Language: | English |
Published: |
Sciendo
2025-06-01
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Series: | Business Systems Research |
Subjects: | |
Online Access: | https://doi.org/10.2478/bsrj-2025-0010 |
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