Default Prediction in the Finance Industry Based on Ensemble Learning: Combining Machine Learning and Deep Learning

Financial institutions face significant challenges in predicting loan defaults, which directly impact the non-performing loan (NPL) rate. Incorrect predictions can lead to misinformed decisions and substantial financial losses.

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Bibliographic Details
Main Authors: Hoanh-Su Le, Phong Le Quang Chan, Vinh Truong Cong, Nhat Ho Mai Minh, Lee Jong-Hwa
Format: Article
Language:English
Published: Sciendo 2025-06-01
Series:Business Systems Research
Subjects:
Online Access:https://doi.org/10.2478/bsrj-2025-0010
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