Pitaloka, D. A., & Afandy, C. (2025). From Fintech to Competitiveness: Financial Sustainability Performance of MSMEs in the Digital Era. Universitas Negeri Semarang.
Chicago Style (17th ed.) CitationPitaloka, Diah Ayu, and Chairil Afandy. From Fintech to Competitiveness: Financial Sustainability Performance of MSMEs in the Digital Era. Universitas Negeri Semarang, 2025.
MLA (9th ed.) CitationPitaloka, Diah Ayu, and Chairil Afandy. From Fintech to Competitiveness: Financial Sustainability Performance of MSMEs in the Digital Era. Universitas Negeri Semarang, 2025.
Warning: These citations may not always be 100% accurate.