The Effect of Return on Asset and Operating Income on the Level of Profit Sharing from Mudharabah Deposits at BMT UGT Nusantara Capem Jajag in the Period 2019-2023

This study aims to analyze the effect of Return On Assets and Operating Costs Operating Income on the level of profit sharing of mudharabah deposits at BMT UGT Nusantara Capem Jajag during the period 2019-2023. The research method used is a quantitative method by analyzing secondary data from finan...

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Main Authors: Eka Febriani, Nur Anim Jauhariyah, Edy Sujoko
Format: Article
Language:English
Published: Universitas KH Abdul Chalim, Prodi Ekonomi Syariah 2025-06-01
Series:Indonesian Interdisciplinary Journal of Sharia Economics
Subjects:
Online Access:https://www.e-journal.uac.ac.id/index.php/iijse/article/view/6293
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author Eka Febriani
Nur Anim Jauhariyah
Edy Sujoko
author_facet Eka Febriani
Nur Anim Jauhariyah
Edy Sujoko
author_sort Eka Febriani
collection DOAJ
description This study aims to analyze the effect of Return On Assets and Operating Costs Operating Income on the level of profit sharing of mudharabah deposits at BMT UGT Nusantara Capem Jajag during the period 2019-2023. The research method used is a quantitative method by analyzing secondary data from financial reports for 60 months in 2019-2023, with independent variables consisting of ROA and BOPO, while profit sharing of mudharabah deposits is the dependent variable. Data analysis uses multiple linear regression analysis tests with SPSS software. The results of the study indicate that Return On Assets has a significant effect on profit sharing of mudharabah deposits with a positive t-count value, while Operating Costs and Operating Income have a significant effect on profit sharing of mudharabah deposits with a negative t-count value. The amount of contribution of Return On Assets and Operating Costs Operating Income to the level of profit sharing of mudharabah deposits at BMT UGT Nusantara Capem Jajag during the period 2019-2023 is 77.8%.
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publishDate 2025-06-01
publisher Universitas KH Abdul Chalim, Prodi Ekonomi Syariah
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series Indonesian Interdisciplinary Journal of Sharia Economics
spelling doaj-art-edcec19c1b2a4f81bac9476502fd88cd2025-06-25T16:46:12ZengUniversitas KH Abdul Chalim, Prodi Ekonomi SyariahIndonesian Interdisciplinary Journal of Sharia Economics2621-606X2025-06-018210.31538/iijse.v8i2.6293The Effect of Return on Asset and Operating Income on the Level of Profit Sharing from Mudharabah Deposits at BMT UGT Nusantara Capem Jajag in the Period 2019-2023Eka Febriani0Nur Anim Jauhariyah1Edy Sujoko2Universitas KH. Muhtar Syafaat University (UIMSYA) Blokagung, Banyuwangi, IndonesiaUniversitas KH. Muhtar Syafaat University (UIMSYA) Blokagung, Banyuwangi, IndonesiaUniversitas KH. Muhtar Syafaat University (UIMSYA) Blokagung, Banyuwangi, Indonesia This study aims to analyze the effect of Return On Assets and Operating Costs Operating Income on the level of profit sharing of mudharabah deposits at BMT UGT Nusantara Capem Jajag during the period 2019-2023. The research method used is a quantitative method by analyzing secondary data from financial reports for 60 months in 2019-2023, with independent variables consisting of ROA and BOPO, while profit sharing of mudharabah deposits is the dependent variable. Data analysis uses multiple linear regression analysis tests with SPSS software. The results of the study indicate that Return On Assets has a significant effect on profit sharing of mudharabah deposits with a positive t-count value, while Operating Costs and Operating Income have a significant effect on profit sharing of mudharabah deposits with a negative t-count value. The amount of contribution of Return On Assets and Operating Costs Operating Income to the level of profit sharing of mudharabah deposits at BMT UGT Nusantara Capem Jajag during the period 2019-2023 is 77.8%. https://www.e-journal.uac.ac.id/index.php/iijse/article/view/6293ROA, BOPO, Mudharabah Deposit
spellingShingle Eka Febriani
Nur Anim Jauhariyah
Edy Sujoko
The Effect of Return on Asset and Operating Income on the Level of Profit Sharing from Mudharabah Deposits at BMT UGT Nusantara Capem Jajag in the Period 2019-2023
Indonesian Interdisciplinary Journal of Sharia Economics
ROA, BOPO, Mudharabah Deposit
title The Effect of Return on Asset and Operating Income on the Level of Profit Sharing from Mudharabah Deposits at BMT UGT Nusantara Capem Jajag in the Period 2019-2023
title_full The Effect of Return on Asset and Operating Income on the Level of Profit Sharing from Mudharabah Deposits at BMT UGT Nusantara Capem Jajag in the Period 2019-2023
title_fullStr The Effect of Return on Asset and Operating Income on the Level of Profit Sharing from Mudharabah Deposits at BMT UGT Nusantara Capem Jajag in the Period 2019-2023
title_full_unstemmed The Effect of Return on Asset and Operating Income on the Level of Profit Sharing from Mudharabah Deposits at BMT UGT Nusantara Capem Jajag in the Period 2019-2023
title_short The Effect of Return on Asset and Operating Income on the Level of Profit Sharing from Mudharabah Deposits at BMT UGT Nusantara Capem Jajag in the Period 2019-2023
title_sort effect of return on asset and operating income on the level of profit sharing from mudharabah deposits at bmt ugt nusantara capem jajag in the period 2019 2023
topic ROA, BOPO, Mudharabah Deposit
url https://www.e-journal.uac.ac.id/index.php/iijse/article/view/6293
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