Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)

The article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the...

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Main Authors: M. A. Pechenskaya-Polishchuk, A. A. Volkov
Format: Article
Language:Russian
Published: Plekhanov Russian University of Economics 2021-02-01
Series:Вестник Российского экономического университета имени Г. В. Плеханова
Subjects:
Online Access:https://vest.rea.ru/jour/article/view/1005
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author M. A. Pechenskaya-Polishchuk
A. A. Volkov
author_facet M. A. Pechenskaya-Polishchuk
A. A. Volkov
author_sort M. A. Pechenskaya-Polishchuk
collection DOAJ
description The article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the total profit of the banking system in the federal area, a rise in the volume of credits granted to individuals, legal entities and individual entrepreneurs, a drop in credits given to entities of small and medium entrepreneurship, a cut in interest rates of credits to legal entities and a sharp increase in overdue debt under credit on mortgage. On the basis of the analysis the key figures of the banking system on the regional level (illustrated by regions of the North-West federal area) the authors identified negative and positive trends, which allowed them to substantiate the key lines in the development of regional banking system. The principle findings of the research can be useful for management of regional banks and state authorities. Such methods as comparative analysis, longitude, synthesis, system analysis and economic-statistic methods were used in the research.
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institution Matheson Library
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language Russian
publishDate 2021-02-01
publisher Plekhanov Russian University of Economics
record_format Article
series Вестник Российского экономического университета имени Г. В. Плеханова
spelling doaj-art-c7fcb0fbd7d04084ab98baf9a0a40c1f2025-08-03T13:32:07ZrusPlekhanov Russian University of EconomicsВестник Российского экономического университета имени Г. В. Плеханова2413-28292587-92512021-02-01181475810.21686/2413-2829-2021-1-47-58791Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)M. A. Pechenskaya-Polishchuk0A. A. Volkov1Vologda scientific center of the Russian Academy of SciencesVologda scientific center of the Russian Academy of SciencesThe article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the total profit of the banking system in the federal area, a rise in the volume of credits granted to individuals, legal entities and individual entrepreneurs, a drop in credits given to entities of small and medium entrepreneurship, a cut in interest rates of credits to legal entities and a sharp increase in overdue debt under credit on mortgage. On the basis of the analysis the key figures of the banking system on the regional level (illustrated by regions of the North-West federal area) the authors identified negative and positive trends, which allowed them to substantiate the key lines in the development of regional banking system. The principle findings of the research can be useful for management of regional banks and state authorities. Such methods as comparative analysis, longitude, synthesis, system analysis and economic-statistic methods were used in the research.https://vest.rea.ru/jour/article/view/1005banking systemregional banksbusinessregionmortgagetrendsterritory development
spellingShingle M. A. Pechenskaya-Polishchuk
A. A. Volkov
Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
Вестник Российского экономического университета имени Г. В. Плеханова
banking system
regional banks
business
region
mortgage
trends
territory development
title Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_full Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_fullStr Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_full_unstemmed Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_short Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_sort trends of regional banking system develoment illustrated by entities of the north west federal area
topic banking system
regional banks
business
region
mortgage
trends
territory development
url https://vest.rea.ru/jour/article/view/1005
work_keys_str_mv AT mapechenskayapolishchuk trendsofregionalbankingsystemdevelomentillustratedbyentitiesofthenorthwestfederalarea
AT aavolkov trendsofregionalbankingsystemdevelomentillustratedbyentitiesofthenorthwestfederalarea