APA (7th ed.) Citation

Alberto, D. O. (2020). Financial innovations and sanitation services: The battle between low-income users and shareholders. Nicolaus Copernicus University in Toruń.

Chicago Style (17th ed.) Citation

Alberto, De Oliveira. Financial Innovations and Sanitation Services: The Battle Between Low-income Users and Shareholders. Nicolaus Copernicus University in Toruń, 2020.

MLA (9th ed.) Citation

Alberto, De Oliveira. Financial Innovations and Sanitation Services: The Battle Between Low-income Users and Shareholders. Nicolaus Copernicus University in Toruń, 2020.

Warning: These citations may not always be 100% accurate.