The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya
This study aims to identify the factors influencing the performance of MSMEs in Tenggilis Mejoyo District, Surabaya. Digital payment, financial literacy, and financial management serve as the independent variables in this research. A quantitative approach is employed, focusing on MSMEs located in T...
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| Format: | Article |
| Language: | English |
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Universitas KH Abdul Chalim, Prodi Ekonomi Syariah
2025-07-01
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| Series: | Indonesian Interdisciplinary Journal of Sharia Economics |
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| Online Access: | https://e-journal.uac.ac.id/index.php/iijse/article/view/6324 |
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| author | Alma Cynthia Muslimin Muslimin |
| author_facet | Alma Cynthia Muslimin Muslimin |
| author_sort | Alma Cynthia |
| collection | DOAJ |
| description |
This study aims to identify the factors influencing the performance of MSMEs in Tenggilis Mejoyo District, Surabaya. Digital payment, financial literacy, and financial management serve as the independent variables in this research. A quantitative approach is employed, focusing on MSMEs located in Tenggilis Mejoyo District, Surabaya. The incidental sampling method was used to collect a sample of 94 respondents. Smart-PLS 4.0 was utilized to analyze SEM-PLS data. The results indicate that digital payment has no significant effect on MSME performance. Meanwhile, financial literacy and financial management significantly influence MSME performance.
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| format | Article |
| id | doaj-art-7627fbc3f3de4c2dbacb6acb264f866d |
| institution | Matheson Library |
| issn | 2621-606X |
| language | English |
| publishDate | 2025-07-01 |
| publisher | Universitas KH Abdul Chalim, Prodi Ekonomi Syariah |
| record_format | Article |
| series | Indonesian Interdisciplinary Journal of Sharia Economics |
| spelling | doaj-art-7627fbc3f3de4c2dbacb6acb264f866d2025-07-25T16:49:07ZengUniversitas KH Abdul Chalim, Prodi Ekonomi SyariahIndonesian Interdisciplinary Journal of Sharia Economics2621-606X2025-07-018310.31538/iijse.v8i3.6324The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, SurabayaAlma Cynthia0Muslimin Muslimin1Universitas Pembangunan Nasional "Veteran" Jawa Timur, Surabaya, IndonesiaUniversitas Pembangunan Nasional "Veteran" Jawa Timur, Surabaya, Indonesia This study aims to identify the factors influencing the performance of MSMEs in Tenggilis Mejoyo District, Surabaya. Digital payment, financial literacy, and financial management serve as the independent variables in this research. A quantitative approach is employed, focusing on MSMEs located in Tenggilis Mejoyo District, Surabaya. The incidental sampling method was used to collect a sample of 94 respondents. Smart-PLS 4.0 was utilized to analyze SEM-PLS data. The results indicate that digital payment has no significant effect on MSME performance. Meanwhile, financial literacy and financial management significantly influence MSME performance. https://e-journal.uac.ac.id/index.php/iijse/article/view/6324Digital paymentsFinancial literacyFinancial ManagementMSME's Performance |
| spellingShingle | Alma Cynthia Muslimin Muslimin The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya Indonesian Interdisciplinary Journal of Sharia Economics Digital payments Financial literacy Financial Management MSME's Performance |
| title | The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya |
| title_full | The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya |
| title_fullStr | The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya |
| title_full_unstemmed | The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya |
| title_short | The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya |
| title_sort | influence of digital payments financial literacy and financial management on the performance of msmes in tenggilis mejoyo district surabaya |
| topic | Digital payments Financial literacy Financial Management MSME's Performance |
| url | https://e-journal.uac.ac.id/index.php/iijse/article/view/6324 |
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