THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’
The article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified. The broad interpretation of consumer credit was provided with classifications by certain criteria. The...
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Format: | Article |
Language: | Russian |
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Plekhanov Russian University of Economics
2018-03-01
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Series: | Вестник Российского экономического университета имени Г. В. Плеханова |
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Online Access: | https://vest.rea.ru/jour/article/view/458 |
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_version_ | 1839588732147073024 |
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author | Oleg E. Gordienov |
author_facet | Oleg E. Gordienov |
author_sort | Oleg E. Gordienov |
collection | DOAJ |
description | The article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified. The broad interpretation of consumer credit was provided with classifications by certain criteria. The article shows the difference between mortgage credit and consumer credit and formulates narrower, western interpretation of consumer credit. The author discusses different views on the essence of the category ‘consumer credit’ – POS – credits and non-target bank credits, as well as other limits of understanding. The author formulated his own idea of consumer credit by incorporating retail and mortgage crediting in this notion. As a result the author gives the definition of the category ‘consumer credit’. |
format | Article |
id | doaj-art-2f00b3d08f9a4554b07a4d6bed5f30ee |
institution | Matheson Library |
issn | 2413-2829 2587-9251 |
language | Russian |
publishDate | 2018-03-01 |
publisher | Plekhanov Russian University of Economics |
record_format | Article |
series | Вестник Российского экономического университета имени Г. В. Плеханова |
spelling | doaj-art-2f00b3d08f9a4554b07a4d6bed5f30ee2025-08-03T13:32:03ZrusPlekhanov Russian University of EconomicsВестник Российского экономического университета имени Г. В. Плеханова2413-28292587-92512018-03-0102576310.21686/2413-2829-2018-2-57-63443THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’Oleg E. Gordienov0Kaliningrad State Technical UniversityThe article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified. The broad interpretation of consumer credit was provided with classifications by certain criteria. The article shows the difference between mortgage credit and consumer credit and formulates narrower, western interpretation of consumer credit. The author discusses different views on the essence of the category ‘consumer credit’ – POS – credits and non-target bank credits, as well as other limits of understanding. The author formulated his own idea of consumer credit by incorporating retail and mortgage crediting in this notion. As a result the author gives the definition of the category ‘consumer credit’.https://vest.rea.ru/jour/article/view/458creditcredit characteristicsconsumer creditmortgage creditretail credit |
spellingShingle | Oleg E. Gordienov THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ Вестник Российского экономического университета имени Г. В. Плеханова credit credit characteristics consumer credit mortgage credit retail credit |
title | THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_full | THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_fullStr | THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_full_unstemmed | THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_short | THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_sort | essence of the category consumer credit |
topic | credit credit characteristics consumer credit mortgage credit retail credit |
url | https://vest.rea.ru/jour/article/view/458 |
work_keys_str_mv | AT olegegordienov theessenceofthecategoryconsumercredit AT olegegordienov essenceofthecategoryconsumercredit |