THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’

The article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified. The broad interpretation of consumer credit was provided with classifications by certain criteria. The...

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Main Author: Oleg E. Gordienov
Format: Article
Language:Russian
Published: Plekhanov Russian University of Economics 2018-03-01
Series:Вестник Российского экономического университета имени Г. В. Плеханова
Subjects:
Online Access:https://vest.rea.ru/jour/article/view/458
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author Oleg E. Gordienov
author_facet Oleg E. Gordienov
author_sort Oleg E. Gordienov
collection DOAJ
description The article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified. The broad interpretation of consumer credit was provided with classifications by certain criteria. The article shows the difference between mortgage credit and consumer credit and formulates narrower, western interpretation of consumer credit. The author discusses different views on the essence of the category ‘consumer credit’ – POS – credits and non-target bank credits, as well as other limits of understanding. The author formulated his own idea of consumer credit by incorporating retail and mortgage crediting in this notion. As a result the author gives the definition of the category ‘consumer credit’.
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publisher Plekhanov Russian University of Economics
record_format Article
series Вестник Российского экономического университета имени Г. В. Плеханова
spelling doaj-art-2f00b3d08f9a4554b07a4d6bed5f30ee2025-08-03T13:32:03ZrusPlekhanov Russian University of EconomicsВестник Российского экономического университета имени Г. В. Плеханова2413-28292587-92512018-03-0102576310.21686/2413-2829-2018-2-57-63443THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’Oleg E. Gordienov0Kaliningrad State Technical UniversityThe article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified. The broad interpretation of consumer credit was provided with classifications by certain criteria. The article shows the difference between mortgage credit and consumer credit and formulates narrower, western interpretation of consumer credit. The author discusses different views on the essence of the category ‘consumer credit’ – POS – credits and non-target bank credits, as well as other limits of understanding. The author formulated his own idea of consumer credit by incorporating retail and mortgage crediting in this notion. As a result the author gives the definition of the category ‘consumer credit’.https://vest.rea.ru/jour/article/view/458creditcredit characteristicsconsumer creditmortgage creditretail credit
spellingShingle Oleg E. Gordienov
THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’
Вестник Российского экономического университета имени Г. В. Плеханова
credit
credit characteristics
consumer credit
mortgage credit
retail credit
title THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’
title_full THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’
title_fullStr THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’
title_full_unstemmed THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’
title_short THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’
title_sort essence of the category consumer credit
topic credit
credit characteristics
consumer credit
mortgage credit
retail credit
url https://vest.rea.ru/jour/article/view/458
work_keys_str_mv AT olegegordienov theessenceofthecategoryconsumercredit
AT olegegordienov essenceofthecategoryconsumercredit