A STUDY OF PEOPLE’S PERCEPTION OF ARTIFICIAL INTELLIGENCE IN FINANCE AND SOCIETY
This paper investigates how people perceive artificial intelligence (AI), using both original survey data and insights from recent academic and policy literature. As AI technologies become increasingly embedded in daily life—from banking and healthcare to education and justice systems—it is importan...
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University of Oradea Publishing House
2025-07-01
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| Sraith: | Oradea Journal of Business and Economics |
| Ábhair: | |
| Rochtain ar líne: | https://anale.steconomiceuoradea.ro/en/wp-content/uploads/2025/07/Dan-MITRA-Ioana-Florina-COITA.pdf |
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| _version_ | 1839606938679115776 |
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| author | Dan MITRA Ioana-Florina COITA |
| author_facet | Dan MITRA Ioana-Florina COITA |
| author_sort | Dan MITRA |
| collection | DOAJ |
| description | This paper investigates how people perceive artificial intelligence (AI), using both original survey data and insights from recent academic and policy literature. As AI technologies become increasingly embedded in daily life—from banking and healthcare to education and justice systems—it is important to understand public sentiment in order to better guide ethical integration and the implementation of effective legislative frameworks. We conducted a survey of 60 individuals with diverse backgrounds to assess their familiarity with AI, perceived benefits and risks, and level of comfort with AI making decisions across various domains. While respondents generally expressed openness toward AI in areas such as transportation and finance, some concerns have emerged around its application in legal proceedings and hiring practices. Some of the key issues included algorithmic bias, erosion of human oversight, and threats to privacy. These results highlight the importance of transparency, public education, and robust governance to correctly align AI deployment with societal expectations and ethical standards. |
| format | Article |
| id | doaj-art-038eefe2073e4dfba268ca61a992aa53 |
| institution | Matheson Library |
| issn | 2501-3599 |
| language | English |
| publishDate | 2025-07-01 |
| publisher | University of Oradea Publishing House |
| record_format | Article |
| series | Oradea Journal of Business and Economics |
| spelling | doaj-art-038eefe2073e4dfba268ca61a992aa532025-08-01T06:18:48ZengUniversity of Oradea Publishing HouseOradea Journal of Business and Economics2501-35992025-07-0134128829710.47535/1991AUOES34(1)023A STUDY OF PEOPLE’S PERCEPTION OF ARTIFICIAL INTELLIGENCE IN FINANCE AND SOCIETYDan MITRA0Ioana-Florina COITA1Finance and Accounting, Faculty of Economics, University of Oradea, RomaniaFinance and Accounting, Faculty of Economics, University of Oradea, RomaniaThis paper investigates how people perceive artificial intelligence (AI), using both original survey data and insights from recent academic and policy literature. As AI technologies become increasingly embedded in daily life—from banking and healthcare to education and justice systems—it is important to understand public sentiment in order to better guide ethical integration and the implementation of effective legislative frameworks. We conducted a survey of 60 individuals with diverse backgrounds to assess their familiarity with AI, perceived benefits and risks, and level of comfort with AI making decisions across various domains. While respondents generally expressed openness toward AI in areas such as transportation and finance, some concerns have emerged around its application in legal proceedings and hiring practices. Some of the key issues included algorithmic bias, erosion of human oversight, and threats to privacy. These results highlight the importance of transparency, public education, and robust governance to correctly align AI deployment with societal expectations and ethical standards.https://anale.steconomiceuoradea.ro/en/wp-content/uploads/2025/07/Dan-MITRA-Ioana-Florina-COITA.pdfartificial intelligence (ai)fintechpublic perceptionethicsautomationregulationtechnology adoption |
| spellingShingle | Dan MITRA Ioana-Florina COITA A STUDY OF PEOPLE’S PERCEPTION OF ARTIFICIAL INTELLIGENCE IN FINANCE AND SOCIETY Oradea Journal of Business and Economics artificial intelligence (ai) fintech public perception ethics automation regulation technology adoption |
| title | A STUDY OF PEOPLE’S PERCEPTION OF ARTIFICIAL INTELLIGENCE IN FINANCE AND SOCIETY |
| title_full | A STUDY OF PEOPLE’S PERCEPTION OF ARTIFICIAL INTELLIGENCE IN FINANCE AND SOCIETY |
| title_fullStr | A STUDY OF PEOPLE’S PERCEPTION OF ARTIFICIAL INTELLIGENCE IN FINANCE AND SOCIETY |
| title_full_unstemmed | A STUDY OF PEOPLE’S PERCEPTION OF ARTIFICIAL INTELLIGENCE IN FINANCE AND SOCIETY |
| title_short | A STUDY OF PEOPLE’S PERCEPTION OF ARTIFICIAL INTELLIGENCE IN FINANCE AND SOCIETY |
| title_sort | study of people s perception of artificial intelligence in finance and society |
| topic | artificial intelligence (ai) fintech public perception ethics automation regulation technology adoption |
| url | https://anale.steconomiceuoradea.ro/en/wp-content/uploads/2025/07/Dan-MITRA-Ioana-Florina-COITA.pdf |
| work_keys_str_mv | AT danmitra astudyofpeoplesperceptionofartificialintelligenceinfinanceandsociety AT ioanaflorinacoita astudyofpeoplesperceptionofartificialintelligenceinfinanceandsociety AT danmitra studyofpeoplesperceptionofartificialintelligenceinfinanceandsociety AT ioanaflorinacoita studyofpeoplesperceptionofartificialintelligenceinfinanceandsociety |