Shanmugam, B. (1988). Saving habits in urban and rural Malaysia. Faculty of Economic Studies, University of New England.
Chicago Style (17th ed.) CitationShanmugam, Bala. Saving Habits in Urban and Rural Malaysia. Armidale: Faculty of Economic Studies, University of New England, 1988.
MLA (9th ed.) CitationShanmugam, Bala. Saving Habits in Urban and Rural Malaysia. Faculty of Economic Studies, University of New England, 1988.
Warning: These citations may not always be 100% accurate.